Most ICHRA platforms stop at setup.

We don’t.

We handle everything that comes after, with real data, automated workflows, and year-round support.
Irene, 32 — Oscar Silver EPO

Irene, 32 SingleChicago

Oscar Silver EPO

$0 Employer

$0 Irene

James, 44 — BCBS Gold PPO

James, 44 FamilyDenver

BCBS Gold PPO

$0 Employer

$0 James

Sofia, 29 — Cigna Gold PPO

Sofia, 29 MarriedAustin

Cigna Gold PPO

$0 Employer

$0 Sofia

Irene, 32 — Oscar Silver EPO

Irene, 32 SingleChicago

Oscar Silver EPO

$0 Employer

$0 Irene

James, 44 — BCBS Gold PPO

James, 44 FamilyDenver

BCBS Gold PPO

$0 Employer

$0 James

Sofia, 29 — Cigna Gold PPO

Sofia, 29 MarriedAustin

Cigna Gold PPO

$0 Employer

$0 Sofia

A complete lineup of trusted insurance partners
BlueCross BlueShieldCignaUnited HealthcareOscarElevance HealthAmbetterKaiser PermanenteCareSource
BlueCross BlueShieldCignaUnited HealthcareOscarElevance HealthAmbetterKaiser PermanenteCareSource
Platform overview

How it works behind the scenes

Replace disconnected vendors with one system that brings together data, workflows, and year-round support.
Built for enterprise from day one
Designed to effortlessly handle the complexity, structure, and scale of growing businesses and established enterprises.
Year-round benefits advocacy
More than a marketplace, a proactive partner guiding employees through their healthcare journey all year long.
Personalized at scale
Flexible enough to serve thousands, smart enough to meet the individual needs of every employee.

One platform built for everyone involved

Employers

Benefits built on data, not assumptions

Kyra gives employers the structural cost control of individual coverage without the operational disruption. From contribution modeling and quoting to enrollment and year-round employee support, our platform turns ICHRA into a seamless, end-to-end system.

Built-in compliance evolves automatically. Payroll and HRIS integrations eliminate manual oversight. Intelligent plan design ensures employees land in coverage that fits, not just coverage that qualifies. The result is a confident transition, predictable costs, and benefits infrastructure that simply works.

+12.5%

Total Funds Held

$284,650

Available for employee benefits

+8

Active Employees

142

Enrolled in ICHRA

Financial Reporting

Detailed employee allowance breakdown

All Categories
October 2025

Employee

Category

Allowance

John Martinez

Full-Time Union

$650

Sarah Chen

Full-Time Non-Union

$600

Michael Brown

Part-Time Union

$400

Emily Johnson

Full-Time Union

$650

Brokers

Lead with ICHRA and grow with confidence

Kyra gives brokers the infrastructure to deliver ICHRA without operational drag. Quoting, contribution modeling, enrollment, compliance, and year-round support run through one integrated system.

Intelligent automation drives efficiency. Experienced benefits professionals step in when it matters. You own the client relationship. We handle the complexity. Protect at-risk accounts. Scale without adding headcount. Lead with infrastructure that works.

Benefits Proposal for Acme Corp

Annual Savings

$284,650

19.8% reduction

Cost Per Employee

$58.18

vs $72.58 current

Employees

3

Av

Category

Current Cost

Medical Plans

$2,491,200

Dental Coverage

$238,680

Vision Coverage

$110,340

Life Insurance

$90,000

Admin Fees

$205,116

Total Annual Cost

$3,135,336

Employees

No guesswork, just the right plan

Kyra matches you to coverage using your actual doctors, prescriptions, and expected care, so you're not guessing or sorting through dozens of plans alone.

You see clear costs, real options, and transparent trade-offs in one streamlined view. Intelligent guidance answers questions instantly. Experienced benefits professionals step in when it matters. Personalized coverage. Year-round support. No surprises when you need care most.

Best match

BlueCross BlueShield Care Plan

Gold

EPO

HSA eligible

$150

/mo

Your Total Cost

Your employer covers

$564

/mo

Total plan cost

$714

/mo

We take your medical information, employer costs, coverage and run it against all important for you aspects of health plan. This one is best because it:

matches your provider

has the highest prescription coverage

allows for highest savings over the year

Ask anything

ICHRA that actually works past Open Enrollment

Enrollment isn't the hard part. What happens after is.
Day 1
Week 1
Month 3+
No more wrong-plan roulette
Medical & prescription data feeds the AI engine
Each member gets a best-fit recommendation
Feels like group with ICHRA savings
HR breathes again
Billing, carriers, and compliance handled
We hand-hold employees so you don't have to
ICHRA without a line out the door of HR
We're still here
Licensed experts + AI support, 365 days/year
Members get help when they actually need it
No "now what?", just ongoing coverage

Day 1

No more wrong-plan roulette

Medical & prescription data feeds the AI engine
Each member gets a best-fit recommendation
Feels like group with ICHRA savings

Week 1

HR breathes again

Billing, carriers, and compliance handled
We hand-hold employees so you don't have to
ICHRA without a line out the door of HR

Month 3+

We're still here

Licensed experts + AI support, 365 days/year
Members get help when they actually need it
No "now what?", just ongoing coverage
AI-Powered Benefits Assistant

Year-round personalized benefits support

Kyra combines intelligent automation with real benefits data and human experts to deliver continuous, personalized support. The result is an experience employees trust, HR doesn’t have to manage, and brokers can confidently stand behind.

KyraChat

Always active

Wed 8:21 AM

Hello, I'm Kyra! 👋 I'm your personal health plan assistant. We want to make this as easy as possible for you, so we can use your drugs, providers, and conditions to automatically pair you with the plan that covers your needs.

I have asthma and take medication regularly. Which health plan would be best for me?

Based on your medical data, I see you use Advair inhalers and visit a pulmonologist every two months. The plan we recommended covers this medication and your specialists.

Data & Integrations

Smarter coverage decisions start with real medical data

Kyra integrates real medical, provider, and prescription data to deliver more accurate recommendations, clear tradeoffs, and proactive guidance. The result: better matches, fewer surprises, and ICHRA that works in practice, not just in theory.

Add preferred providers

Tell us if you have a doctor, clinic, or healthcare provider you'd like to keep seeing. We'll check if they're in-network and help you avoid unexpected costs.

Monica Geller

Primary

Search for you providers...

Your providers list

Name

Specialization

Address

Dr. Alice Marie Smith

Student in an Organized Health Care Education/Trai...

177 Livingston St, Marina, San Francisco, CA 94102

Dr. David Aaron Johanson

Primary Care Physician, Pediatrician, General Practi...

123 Market Street, San Francisco, CA 94102

Confirm & Continue

See how ICHRA can work for your team

Personalized benefits, simplified management, and smarter spend. All in one platform.
Personalized benefits, simplified management, and smarter spend.All in one platform.
Kyra HealthEmpowering healthcare through innovative solutions and personalized care.

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