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Everyone Is Arguing About Who Keeps AOR. Nobody Is Asking What It Is.

Everyone Is Arguing About Who Keeps AOR. Nobody Is Asking What It Is.

Before a broker asks about carrier availability or compliance, they want to know one thing: do I keep AOR? Here's what that designation actually obligates you to do across every state, carrier, and member in the group.

Recent articles

ACA Carrier Changes for 2027: What Employers Need to Know

ACA Carrier Changes for 2027: What Employers Need to Know

How Much Should You Contribute to an ICHRA?

How Much Should You Contribute to an ICHRA?

Stop Picking the Plan! You Don’t Live Their Life.

Stop Picking the Plan! You Don’t Live Their Life.

Point Solution Fatigue, Navigation Fatigue, and the Incentive Nobody Wants to Name

Point Solution Fatigue, Navigation Fatigue, and the Incentive Nobody Wants to Name

Carrier Growth and Evolution: How Health Plans Are Adapting to ICHRA

Carrier Growth and Evolution: How Health Plans Are Adapting to ICHRA

Choosing an ICHRA Health Plan by Value, Not Just Premium

Choosing an ICHRA Health Plan by Value, Not Just Premium

How to Evaluate ICHRA Viability: The Schrödinger's Cat of Employer Health Benefits

How to Evaluate ICHRA Viability: The Schrödinger's Cat of Employer Health Benefits

Choosing the Right Plan Isn’t Optional Anymore. It’s Everything.

Choosing the Right Plan Isn’t Optional Anymore. It’s Everything.

Why 2026 Is a Turning Point for ICHRA

Why 2026 Is a Turning Point for ICHRA

Are your clients asking the wrong questions about ICHRA?

Are your clients asking the wrong questions about ICHRA?

ICHRA Just Got Better: Our Seed Round and What It Means

ICHRA Just Got Better: Our Seed Round and What It Means

The Conviction Threshold for Building Has Collapsed

The Conviction Threshold for Building Has Collapsed

Why Class Design Is the Foundation of Every Successful ICHRA

Why Class Design Is the Foundation of Every Successful ICHRA

ICHRA 2026: Complete Guide for Employers and HR Leaders

ICHRA 2026: Complete Guide for Employers and HR Leaders

The Operational Side of ICHRA No One Talks About

The Operational Side of ICHRA No One Talks About

See how ICHRA can work for your team

Personalized benefits, simplified management, and smarter spend. All in one platform.

Personalized benefits, simplified management, and smarter spend.All in one platform.