For brokers

Send us yourugliest renewal

Renewal season hands brokers numbers that are hard to defend. Send us the worst health insurance renewal on your desk and you're in the running. The broker with the highest verified 2027 renewal wins $1,000.

$1,000 prizeWinner announced Nov 15
$1,000to the ugliest renewal
The Ugliest Renewal in America
$1,000 to the winner
Winner announced November 15
2027 renewals only
Open to every broker

Your entry

About two minutes

%

The increase on the renewal, for example 27 or 32.5

Renewal document

Required

Drag a file here or browse

PDF up to 10MB

The carrier's renewal letter or rate sheet, as a PDF.

Optional. Attach the census and we will send back a side-by-side against the renewal. Skip it and you are still entered.

We use what you send to look at the renewal and, if you asked for one, to build a quote. Files are stored securely and never shared.

Your renewal

Type your increase.

We will tell you how it looks. No number is too ugly to enter.

How it works

01

Send the renewal

Your name, your email, the increase, and the carrier letter. That is the whole entry.

02

We read every one

A person on our team looks at what the carrier is asking for and where it lands against the market for that group.

03

The ugliest one wins

We announce the winner November 15th. Want to know what the group would look like on an ICHRA in the meantime? Tick the box and add a census.

Verified means the increase is on the carrier letter you send. One entry per group; send as many groups as you like.